The
Bull
Boldness
The Beaver
Make any day payday
Earned wage access
Use it to cover any short-term or unexpected expenses in case you spend a bit too much on long-term investments.
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Financial education
Increase your understanding of investment opportunities that lead to long-term value and financial security.
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Budgeting tools
Connect to ZayZoon’s budgeting tools to set reminders to make sure you adhere to a budget that allows for long-term investment. And, long-term financial goals like retirement.
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Financial superpower
Boldness
Confidence and willingness to embrace high-risk, high-reward opportunities.
Untapped financial potential
Risk management
Incorporate more risk management into your investment approach. This way you can balance your high-risk investments with more stable options.
Ideal collaborator
The Beaver
The Beaver’s meticulous planning can help you structure your high-risk investments for better long-term outcomes. Together, you can balance detailed planning with adventurous investing. You’ll be able to explore diverse investment opportunities while ensuring a solid financial foundation that leads to long-term success for you both.
About you
You love the thrill of high-risk investments and are always on the lookout for the next big investment opportunity. Your adventurous spirit makes financial ventures exciting. You actively seek out high-reward opportunities and approach financial decisions with confidence.
You most likely know more about the best products or the stock market than most of your friends.
You’re willing to spend on innovative products or services that promise high returns. You’re open to trying new products and services, often as an early adopter.
Big 5 personality traits
Conscientiousness
Conscientiousness defined: Thoughtfulness, organization skills, being responsible, and good at managing tasks and goals.
You have enough organization skills and thoughtfulness to pursue high-risk ventures without being overly reckless.
Neuroticism
Neuroticism defined: Tend to feel anxious, moody, or easily stressed.
You remain calm and confident even in most high-risk ventures.
Extraversion
Extraversion defined: Motivated by socializing and being around people, feeling primarily energized by social interactions.
Your sociability and confidence in taking financial risks are key traits that allow you to feel comfortable taking high-risk investments and encouraging others to do the same.
Agreeableness
Agreeableness defined: Being friendly, kind, and cooperative. Prioritizing keeping the peace and getting along well with others.
You balance cooperation with a self-focused approach
Openness to experience
Openness defined: Lover of new ideas and experiences. Being curious, creative and open-minded without hesitation.
Your high openness to experience drives you to explore new financial opportunities and embrace high-risk investments.
Your personalized financial wellness toolkit
Make any day payday
Earned wage access
Use it to cover any short-term or unexpected expenses in case you spend a bit too much on long-term investments.
Get started with your ZayZoon toolkit
Financial education
Increase your education on how to implement risk management into your spending and investment behavior.
Get started with your ZayZoon toolkit
Budgeting tools
Connect to ZayZoon’s budgeting tools to set reminders to make sure you adhere to a budget that allows for an emergency fund and a buffer for short-term needs.
Get started with your ZayZoon toolkit
Growing your financial skills
Strategic financial planning & milestones
Develop a strategic financial plan that includes both high-risk and stable investments. Sometimes the safe or boring option can be the best choice. Finding a deal or cheaper option on some items can leave more room for investments in the future (be sure to ask The Racoon about this).
A balanced portfolio can help you ensure you reach your financial goals, all while leaving room for your bold investments with high returns.
Find short-term financial milestones that motivate you, whether it’s creating an emergency fund, increasing your savings, or finally taking that vacation. Once you determine what will keep you motivated to make short-term and low-risk investments, leave a picture or reminder of it somewhere that you’ll see it daily.
This can help guide your spending and saving decisions. And, help you decide where opting for different kinds of investments makes sense for you.
Motivating long-term financial goals
You dream big for the future, and we love that. You can increase your financial goal by balancing your adventurous investments with strategic planning for long-term success.
Implement some risk management techniques to protect against potential losses. This could include:
- Liquidity or emergency funds: Ensuring you have sufficient cash flow and savings to always meet short-term needs and obligations.
- Insurance: Purchasing insurance policies to protect against specific risks, such as property damage, liability, or loss of income.
- Contingency planning: Developing plans to manage unexpected events or expenses, just in case a long-term investment doesn’t pan out as you intended.
Download and share your results
Here’s a sharable version of your money mindset profile. Post it to social media and work with your ideal collaborator to improve your financial health.