The
Raccoon
Resourcefulness
The Bull
day payday
education
planning
Make any day payday
Earned wage access
Use it to cover any unexpected expenses while you try and experiment with longer-term or quality investments.
Get started with your ZayZoon toolkit
Financial education
Increase your understanding of investment opportunities that lead to long-term value and financial security.
Get started with your ZayZoon toolkit
Budgeting tools
Connect to ZayZoon’s budgeting tools to set reminders to make sure you adhere to a budget that allows for long-term investment. And, long-term financial goals like retirement.
Get started with your ZayZoon toolkit
Financial superpower
Resourcefulness
Resourcefulness in saving money and finding the best deals. Going the extra mile to maximize the value of every paycheck.
Untapped financial potential
Diversification
Explore higher-quality investments and diverse financial opportunities that offer long-term value, even if they come at a higher initial cost.
Ideal collaborator
The Bull
The Bull’s willingness to embrace high-risk, high-reward opportunities can introduce you to innovative investments. Your knack for finding value can help The Bull see the potential in safer, high-value options. Together, you both balance risk and reward for optimal financial growth.
About you
You evaluate purchases based on cost-effectiveness. You’re a master at finding bargains that make your money go further. Coming up with creative solutions to seek out discounts and bargains with limited resources is easy for you.
You’re resourceful in finding innovative ways to save money and you definitely know where to get the coupon for your friend’s next big purchase.
Big 5 personality traits
Conscientiousness
Conscientiousness defined: Thoughtfulness, organization skills, being responsible, and good at managing tasks and goals.
You’re strategic and disciplined in financial management and financial decision making. You go the extra mile to get the best deal.
Neuroticism
Neuroticism defined: Tend to feel anxious, moody, or easily stressed.
You remain positive and unstressed, even when it comes to financial spending. Black Friday shopping is a breeze for you.
Extraversion
Extraversion defined: Motivated by socializing and being around people, feeling primarily energized by social interactions.
You don’t necessarily love or hate social interaction. But you definitely prefer social interactions that help you find the best deals and practice thriftiness.
Agreeableness
Agreeableness defined: Being friendly, kind, and cooperative. Prioritizing keeping the peace and getting along well with others.
You balance cooperation with others with a focus on maximizing value.
Openness to experience
Openness defined: Lover of new ideas and experiences. Being curious, creative and open-minded without hesitation.
You’re driven by creativity in finding new deals and maximizing value.
Your personalized financial wellness toolkit
Earned wage access
Earned wage access
Use it to cover any unexpected expenses while you try and experiment with longer-term or quality investments.
Get started with your ZayZoon toolkit
Financial education
Increase your understanding of investment opportunities that lead to long-term value and financial security.
Get started with your ZayZoon toolkit
Budgeting tools
Connect to ZayZoon’s budgeting tools to set reminders to make sure you adhere to a budget that allows for long-term investment. And, long-term financial goals like retirement.
Get started with your ZayZoon toolkit
Growing your financial skills
Focus on long-term investment
You already know how to make the most of a dollar. Now, you can focus on balancing bargains with long-term value. Explore various investment opportunities that align with your thrifty approach.
Investment options may not offer the instant gratification of a good deal, but have the same (or an even bigger) impact on your bank account long term.
Consider investing in higher-quality, longer-term investments that can provide better returns.
Motivating long-term financial goals
Find a long-term financial goal that motivates you. Whether it’s buying a house or car, taking that trip, or creating an investment portfolio that will make money for you, find what will keep you motivated to make long-term investments and leave a picture of it somewhere that you’ll see daily.
This can help guide your spending and saving decisions, and help you decide where to opt for quality over the deal option that works for you.
Allow yourself some flexibility to enjoy life’s pleasures and spend on things that aren’t necessarily on sale without feeling guilty (The Octopus can help you with this one).
Download and share your results
Here’s a sharable version of your money mindset profile. Post it to social media and work with your ideal collaborator to improve your financial health.